Brewery Insurance
Request a QuoteBrewery insurance combines the coverage ingredients into one policy.
Own a brewery? Safeguard your business and investment with brewery insurance.
Get insurance that’s as unique as the beer you brew.
Getting adequate coverage for your brewery can feel overwhelming, but brewery insurance may help take the stress out of the situation. The key is considering options that help cover your specific needs and the risks you face, all while combining elements of liquor liability, property, and business insurance into one simple policy.
The risks your brewery faces.
The insurance your brewery needs depends on a variety of factors, including the size of your brewery operations, whether you serve food, if you give tours, or if you host events on your property. All of these elements come into play, in addition to the brewing, selling, and serving of beer, which is why covering your brewery against the risks you face is essential. Here are some examples of coverage options to consider in a brewery insurance policy:
- Business Auto
- Commercial Property
- Contamination and Spoilage
- Crime
- Cyber Liability
- Employment Practice Liability
- Equipment Breakdown
- Liquor Liability
- Product Recall
- Workers’ Compensation
The importance of liquor liability coverage.
As an alcohol producer, you need a liquor liability policy. This may cover you against claims of damage caused by people who’ve consumed your beer. No matter how tenuous such claims may be, defending them can be a costly process.
How insurance benefits your brewery.
You must also make sure that your property insurance covers not just damage or destruction of equipment and stock, but also any lost profits, particularly if you’re out of action for a period of time. It’s also worth exploring options for coverage against having to withdraw or recall stock if you discover a safety risk or potential contamination.
The business side of your brewery.
Owning a brewery is rewarding, but there are many risks that are similar to other businesses, so it’s important to have a broad range of coverage options for the risks at hand. This can include general business insurance coverages such as workers’ compensation for employee claims, and liability insurance for visitors to your premises. You may also want to consider cyber liability insurance in the event of a data breach.
Are you ready to get brewery insurance to help protect your business and your investment? Contact us to go over your brewery’s needs and coverage options.
FAQ - Brewery Insurance
Brewery insurance typically includes property coverage, liability coverage, product liability, and equipment breakdown coverage. It can also include coverage for spoilage and contamination.
You can request a quote by visiting our quote page at this link or by calling us at 800-686-2147.
To provide an accurate quote, we will need details about your brewery's operations, equipment, production volume, and any previous claims. Information about your distribution and sales channels may also be required.
Yes, equipment breakdown coverage is an important part of brewery insurance. It covers the cost of repairing or replacing essential equipment in the event of a mechanical or electrical failure.
Yes, product liability is included in brewery insurance. It protects your business against claims related to the consumption of your products, such as illness or injury.
Yes, brewery insurance can include coverage for spoilage and contamination. This ensures protection against losses due to accidental spoilage or contamination of your products.
Property coverage for breweries includes protection for buildings, contents, and equipment. It covers damages from events such as fire, theft, vandalism, and natural disasters.
You can contact us by calling 800-686-2147 or by visiting our website at www.stolly.com. Our team is ready to assist you with any questions you may have.
Yes, we offer risk management services to help breweries identify potential risks and implement strategies to minimize them. This can include safety training and policy development.
If you need to file a claim, contact our claims department as soon as possible. Provide all necessary documentation such as incident reports and repair estimates. Our team will guide you through the process to ensure a smooth experience.