As a business owner, you take calculated risks every day in, order to keep your business thriving. But what about the risks you haven’t considered? Business insurance is an excellent way to allow you to concentrate on profit, without being blindsided by unexpected liability.

Regardless of what line of business you work in, business insurance can protect you in a host of ways, including:

• Costs associated with the loss of property
• Risk of business interruption
• Protection from lawsuits
• Worker’s Compensation

The costs associated with a business insurance policy are small compared with the large risks that you’ll be protected against.

If you currently rely on property insurance you are protecting your assets, but not the business itself. If there’s a business interruption or a lawsuit, you need business insurance to ensure that you can keep going.

Our insurance is a collection of protective insurance policies for any business owner to protect against some of the greatest risks in business. It can shield you from losses arising from property, employee, or customer claims.

Here are two reasons to get started right away!

1. Your business is valuable; don’t let another day go by without shutting the door on risk.
2. It’s easy and quick to get a no-risk quote for a business insurance policy. Just fill out this simple form, and we'll contact you soon.

Q: What types of insurance coverage are typically included in a business insurance policy?

Business insurance policies typically include various types of coverage, such as general liability, property insurance, business interruption, workers' compensation, commercial auto, and professional liability (also known as errors and omissions insurance).

Q. Why do I need business insurance?

A.Business insurance is essential for protecting your business from various risks, such as property damage, liability claims, lawsuits, employee injuries, and business interruptions. It helps safeguard your assets, finances, and reputation, and provides you with financial protection in case of unexpected events.

Q. How much business insurance coverage do I need?

The amount of business insurance coverage you need depends on various factors, including the size and nature of your business, the industry you operate in, the risks associated with your operations, and your financial assets. It's important to assess your business risks carefully and work with an experienced insurance professional to determine the appropriate coverage levels for your specific needs.

Q. Can I customize my business insurance coverage?

Yes, many business insurance policies can be customized to suit your unique business needs. You can typically choose from different coverage options, deductibles, and limits to create a policy that fits your requirements and budget.

Q. What is professional liability insurance?

Professional liability insurance, also known as errors and omissions insurance, provides coverage for claims arising from professional negligence or mistakes that result in financial losses for your clients. It is typically recommended for professionals who provide services or advice, such as doctors, lawyers, accountants, consultants, and architects.

Q. Do I need business insurance if I work from home?

Yes, even if you operate your business from home, it's important to have appropriate business insurance coverage. Homeowners' insurance typically does not provide coverage for business-related risks, so a separate business insurance policy may be needed to protect your business assets and liabilities.

Q. How can I save on business insurance premiums?

There are several ways to potentially save on business insurance premiums, such as bundling multiple policies, implementing risk management practices, maintaining a safe working environment, and working with an experienced insurance professional to review your coverage needs and explore cost-effective options.

Q. What should I do if I need to file a claim?

If you need to file a claim, it's important to contact your insurance provider as soon as possible and provide all relevant details about the incident. Your insurance provider will guide you through the claim process, including documentation requirements and any necessary steps to resolve the claim promptly.

Please note that these FAQs are general in nature, and it's always recommended to consult with a qualified insurance professional to get specific advice and guidance tailored to your unique business needs.