General Liability Insurance
Request a QuoteGeneral liability insurance provides protection that keeps up with your industry.
Get coverage for the uncertainties in business with general liability insurance.
General liability insurance protects against common risks.
When you look around your business, it's obvious that you need to protect against damage to your buildings, equipment, and staff. Less obvious—but no less important—is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable. That's where general liability insurance comes in.
What insurance does and does not cover.
This policy mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage, such as one of your employees defaming a client. It's important to note that this type of coverage doesn't apply to cases where you are sued for giving inadequate professional advice. Errors and omissions insurance may help to protect your business from that specific type of risk.
What is covered by general liability insurance?
Bodily injury, property damage, advertising injury, and medical payments are typically included.
How much does insurance cost?
The cost of your policy may vary depending on the industry type, location, and size of your business, as your risks will be different.
When is this coverage required?
Your business needs to have this type of policy if you ever meet clients at your business or theirs, or have any physical access to their equipment. Additionally, this coverage may be a requirement before some businesses will sign a contract with you.
General liability insurance is a common necessity for most businesses. Contact us to go over your coverage options for your business.
FAQ - General Liability Insurance
General Liability Insurance is a policy that provides coverage for businesses against claims of bodily injury, property damage, and personal and advertising injury caused by business operations, products, or injuries that occur on the premises.
General Liability Insurance is essential for businesses of all sizes and industries. It protects against common risks and liabilities that can arise during normal business operations.
You can obtain a quote for General Liability Insurance by visiting Stolly Insurance's quote page at https://www.stolly.com/get-a-quote or by calling their office at 800-686-2147.
General Liability Insurance covers legal fees, medical expenses, and damages for claims of bodily injury, property damage, and personal and advertising injury. It helps protect businesses from financial loss due to these claims.
No, General Liability Insurance does not cover employee injuries. Workers' Compensation Insurance is designed to cover employee injuries and illnesses related to their job.
General Liability Insurance typically does not cover professional errors, intentional acts, employee injuries, or damage to your own property. Separate policies may be needed for these exposures.
General Liability Insurance provides financial protection against common risks, helping businesses manage legal costs and potential damages from claims, thus safeguarding their financial stability and reputation.
General Liability Insurance covers physical risks such as bodily injury and property damage, while Professional Liability Insurance covers errors and omissions in professional services provided by a business.
Yes, General Liability Insurance typically covers legal defense costs, including attorney fees and court costs, for covered claims made against your business.
Yes, General Liability Insurance is important for small businesses to protect against potential lawsuits and claims that could arise from normal business operations, which could otherwise lead to significant financial strain.
To file a claim, contact Stolly Insurance directly at 800-686-2147. Their team will guide you through the claims process and provide the necessary forms and information to assist you.
If you receive a liability claim, contact Stolly Insurance immediately at 800-686-2147. They will assist you in managing the claim and ensuring that your business is protected.