Home Insurance
Request a QuoteHome insurance protects your home and your family.
Every home is different. Consider home insurance that's unique to you.
Get the insurance your home needs.
Your home is the center of your life. It's also your biggest investment. That's where home insurance comes in, covering the unique risks you face. We'll help you find a policy that protects you from the small and large risks related to owning a home. Because it's more than just a house, it's your home.
What are the risks your home faces?
Imagine if your house caught on fire. Not only would you lose your home, but you'd also be burdened financially and emotionally. Without adequate home insurance, you would be left with no way of raising the funds to pay off the balance of the mortgage. That's why it's important to have a homeowners insurance policy that covers your risks and fits your needs. It may also protect you from more common things like pipe leaks and property damage. Even small issues can add up, and having coverage helps you protect your biggest investment.
Every home is different, your coverage should be too.
Finding coverage for your unique needs may seem overwhelming. There's no one-size-fits-all solution, but there are many coverage options that may work for you. Home insurance policies cover a range of options tailored to fit the needs of your home and lifestyle. When reviewing your options, consider the following coverages:
- Additional Living Expense/Loss of Use
- Excess Liability Coverage
- Fire
- Flood Coverage
- Jewelry, Fine Arts and Collectibles
- Medical Expenses
- Miscellaneous Coverage
- Off-Premises Theft
- Personal Injury
- Personal Liability
- Personal Property/Contents
- Property Damage
- Secondary Home
- Umbrella
- Water Back-Up
- Wine Collection
Is your home protected?
Does your current home insurance cover your needs? Chances are, it doesn't. We'll work with you to determine the risks your home faces and help you find customized coverage to fit your specific needs. Because whether you live in a one-story house or a mansion, it's the place you call home. And your home deserves to be covered with insurance that's more than the bare minimum.
Are you looking for home insurance to protect your biggest asset? Contact us to discuss homeowners coverage options for your needs.
FAQ - Home Insurance
Stolly Insurance offers a range of home insurance coverages including dwelling protection, personal property coverage, liability protection, and additional living expenses. We can customize a policy to meet your specific needs.
You can easily get a quote by clicking here or by calling us at 800-686-2147. Our agents are ready to assist you with a personalized quote.
Your home insurance premium is influenced by several factors including the age and condition of your home, location, coverage limits, deductible, and your claims history. Our agents can help you understand how these factors impact your premium.
Yes, Stolly Insurance offers bundling options where you can combine your home insurance with other policies such as auto, renters, or life insurance. Bundling can often lead to significant discounts and simplified management of your policies.
If you need to file a claim, you can contact us directly at 800-686-2147. Our claims representatives will guide you through the process and ensure that your claim is handled efficiently and effectively.
Yes, we offer various discounts on home insurance such as multi-policy discounts, security system discounts, claims-free discounts, and more. Contact us to see which discounts you may qualify for.
Home insurance policies typically cover your dwelling, personal property, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered event.
There are several types of home insurance policies available including HO-1 (basic form), HO-2 (broad form), HO-3 (special form), HO-4 (renters insurance), HO-5 (comprehensive form), HO-6 (condo insurance), and HO-8 (older home form). Each type offers different levels of coverage.
Liability coverage in your home insurance policy protects you in case someone is injured on your property or if you cause damage to someone else's property. It can cover legal fees, medical expenses, and settlements, providing financial protection in case of a lawsuit.
Yes, home insurance policies can be customized to suit your unique needs. At Stolly Insurance Group, our experienced agents can help you tailor a policy that provides the right coverage options for your specific situation, ensuring that you have the protection you need without paying for unnecessary coverage.
In addition to standard coverages, home insurance policies may offer additional optional endorsements, such as flood insurance, earthquake insurance, personal property endorsements, and identity theft protection. These optional endorsements can further enhance your policy and provide additional protection.
Stolly Insurance Group is an independent agency with access to multiple excellent-rated insurance carriers. Our experienced agents can provide you with comparative quotes and help you find the best policy that suits your unique needs and budget. We strive to provide personalized service, expert guidance, and unmatched customer satisfaction, making us the trusted choice for your home insurance needs.