Business Auto Insurance
Request a QuoteBusiness auto insurance helps cover vehicles owned by your business.
Whether you have a fleet or one commercial vehicle, consider business auto insurance.
Cover business vehicles with business auto insurance.
When your business owns vehicles, there are unique risks that come into play that you need to account for. With a business auto insurance policy, you can safeguard against those risks.
Add an extra layer of coverage to your auto policy.
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following:
- Bodily Injuries
- Collisions
- Named Perils
- Property Damage
Higher liability coverage than auto insurance for individuals.
For example, when obtaining business auto insurance you may usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, you can get collision insurance. This type of coverage pays out for damage to your vehicles no matter who caused the collision—a protection that’s often a must if you lease or finance commercial vehicles.
Do your employees need coverage on their personal vehicles?
If your employees are using their own personal vehicles for business-related reasons and they get into an accident, your business might be held liable. With non-owned auto liability coverage, your business may be protected.
Essential for employees who use their own vehicles for work.
It’s also worth considering non-owned auto liability coverage, which is an add-on or a separate policy covering those instances when your employees drive their own personal cars or trucks as part of their work for your business. This type of protection may help reduce the risk of messy legal complications if they are injured or their vehicle is damaged while on the job.
Business auto insurance is essential for those that run a business. Contact us to learn more and to go over your specific needs and coverage options.
FAQ - Business Auto Insurance
Business auto insurance provides coverage for vehicles used for business purposes, protecting against liabilities, physical damage, and other risks associated with commercial vehicle operations.
Business auto insurance is essential for protecting your company from financial losses due to accidents, injuries, and property damage involving your business vehicles. It ensures compliance with legal requirements and safeguards your assets.
You can request a quote by visiting our quote page at this link or by calling us at 800-686-2147. Our agents will help you find the right coverage for your business vehicles.
Business auto insurance typically covers liability for bodily injury and property damage, physical damage to the vehicle, medical payments, and uninsured/underinsured motorist coverage.
Yes, employees are generally covered when driving company-owned vehicles for business purposes. It's important to ensure your policy includes coverage for employees driving their own vehicles for work-related tasks.
The amount of coverage you need depends on factors such as the number of vehicles, the type of vehicles, your business operations, and potential liability risks. Our agents can help assess your needs to determine appropriate coverage.
Yes, Stolly Insurance offers customizable business auto insurance policies to fit your unique needs. Our agents will work with you to tailor a policy that aligns with your coverage requirements and budget.
The cost of business auto insurance can be influenced by factors such as the type and number of vehicles, driving records of employees, location, and the nature of your business operations.
Yes, Stolly Insurance offers various discounts for business auto insurance, such as multi-policy discounts, safe driver discounts, and discounts for implementing safety programs and devices.
You can reach us by calling 800-686-2147 or by visiting our website at www.stolly.com. Our knowledgeable agents are ready to assist you with any questions or concerns you may have.