Garage Repair Shop Insurance
Request a QuoteGarage repair shop insurance helps keep your business running.
Help safeguard your business with garage repair shop insurance.
Get insurance that’s as unique as the vehicles you work on.
Garage repair shops face high financial risks simply because of the nature of the business. As useful as standard business insurance policies may be, they aren’t always adequate for the specific risks that a garage repair shop faces. A specialty insurance policy can protect your garage repair shop from potentially devastating financial losses.
Different risks than most other businesses.
At the simplest level, you need to be protected against damage to customer vehicles stored on your premises, whether it is from fire, vandalism, theft, or other hazards. You might only be doing something as simple as an oil change for a car, but if you have to spend tens of thousands replacing it, the effects could cripple your business.
What is garagekeepers liability insurance?.
Garagekeepers liability insurance helps protect your customers’ vehicles under your care, custody, and control if they are damaged due to negligence.
What types of specialty coverage can be added?
Depending on the operations of your repair shop you may want to consider coverage options such as body shop, repair shop, muffler shop, transmission repair, and tow truck insurance.
Protection from claims of faulty repairs.
You should also consider professional liability coverage that protects you against claims for damage to a car caused by mistakes and/or omissions by your staff. In extreme circumstances, this could include not just the cost of fixing the flawed repairs, but also costs that arise from a crash that’s blamed on the faulty repair.
Coverage for your garage and lost income.
Remember to also look for coverage for lost income. If you have a fire break out at your garage, it’s not much use having an insurer pay all the costs of rebuilding the workshop if you lose all your customers in the meantime and your cash flow is irretrievably damaged. Having coverage for lost income may help your business survive a devastating loss so you can carry on.
Are you looking for garage repair shop insurance to help safeguard your business and your investment? Contact us to go over your coverage needs and options.
FAQ - Garage Repair Insurance
Garage repair insurance typically covers property damage, liability, garage keepers' liability, and tools and equipment. It may also include coverage for business interruption and employee dishonesty.
You can request a quote by visiting our quote page at this link or by calling us at 800-686-2147.
To provide an accurate quote, we will need details about your garage, including its location, size, services offered, and any previous claims. Information about your employees and business operations may also be required.
Yes, garage keepers' liability is a part of garage repair insurance that covers customer vehicles while they are in your care, custody, or control for repairs or service.
Yes, liability coverage is included in garage repair insurance. It protects your business against legal claims for bodily injury or property damage that occur on your premises or during business operations.
Yes, garage repair insurance can include coverage for tools and equipment, protecting them against theft, damage, or loss.
Garage keepers' liability is a type of coverage that protects garage owners against damages to customers' vehicles while they are being serviced or stored at the garage.
You can contact us by calling 800-686-2147 or by visiting our website at www.stolly.com. Our team is ready to assist you with any questions you may have.
Yes, we offer risk management services to help garage repair shops identify potential risks and implement strategies to minimize them. This can include safety training and policy development.
If you need to file a claim, contact our claims department as soon as possible. Provide all necessary documentation such as incident reports and repair estimates. Our team will guide you through the process to ensure a smooth experience.