Medical Office Insurance
Request a QuoteMedical office insurance helps safeguard your medical practice.
Stay protected with medical office insurance so you can keep helping your patients.
Explore important insurance for an essential business.
Just as your patients need to maintain insurance coverage, so should you. Your medical office comes with a unique set of risks and a medical office insurance policy offers protection from the unexpected.
The risks your medical office faces.
While the list of every possible risk your medical office faces is lengthy, you can get insurance to help bring you coverage and peace of mind. Here are some of the most common risk factors in the medical industry that may be covered with medical office insurance:
- Cyber Crime
- Employee Lawsuits
- Fiduciary Crime
- Medical Malpractice
- Medical Equipment Replacement
- Needlestick Injuries
- Regulatory Billing Errors
- Spoilage of Medical Supplies
The business side of medical offices.
Naturally, such insurance can include more common business risks such as damage to property, personal injury, liability for visitors, and loss of income if your office is temporarily unusable. However, it may also include some specific risks for the medical profession.
Coverage against risks related to medical offices.
For example, if you had an electrical failure or a mechanical breakdown, medical goods such as vaccines could spoil. A data breach or computer hack could be particularly devastating given the sensitive information you store. Paper records could be costly to replace after a fire. These risks may be covered under this type of policy.
Medical malpractice is covered separately.
Don’t make any assumptions about your policy, however. Insurance is highly unlikely to cover medical malpractice and other liabilities relating to the advice and treatment you provide, so you’ll need to get such coverage separately.
Contact us for more information on medical office insurance and how it may benefit your practice.
FAQ - Medical Office Insurance
Medical office insurance typically covers property damage, general liability, professional liability (malpractice), and business interruption. It may also include coverage for equipment breakdown and cyber liability.
You can request a quote by visiting our quote page at this link or by calling us at 800-686-2147.
To provide an accurate quote, we will need details about your medical office, including its location, size, services offered, and any previous claims. Information about your employees and equipment may also be required.
Yes, medical office insurance can include professional liability coverage, also known as malpractice insurance, which protects against claims of negligence or errors in providing medical services.
Yes, cyber liability coverage can be included in medical office insurance. It protects your practice against data breaches and cyber attacks that could compromise patient information.
Yes, medical office insurance can include coverage for business interruption, providing financial protection if your practice is unable to operate due to a covered event.
Equipment breakdown coverage protects against the cost of repairing or replacing essential medical equipment in the event of a mechanical or electrical failure.
You can contact us by calling 800-686-2147 or by visiting our website at www.stolly.com. Our team is ready to assist you with any questions you may have.
Yes, we offer risk management services to help medical offices identify potential risks and implement strategies to minimize them. This can include safety training and policy development.
If you need to file a claim, contact our claims department as soon as possible. Provide all necessary documentation such as incident reports and repair estimates. Our team will guide you through the process to ensure a smooth experience.